What Is Fearless Momma 2.0? 100% Commission or a Scam?

What Is Fearless Momma 2.0?

Have you heard about the Fearless Momma? Interesting name, right? But what is Fearless Momma 2.0? Will this system actually work, or is it just another online scam?

I was intrigued by this offer when I got it and decided to give it a thorough review for you. This way you’ll have all the information you need to make an informed decision.

I’m so happy to see you here. This tells me a lot about you! That you want to research this product before you dive in. That a smart decision on your part. So let me help you decide, OK?

And if you’d like to know where I learned all about online marketing, please CLICK HERE.

Fearless Momma 2.0




What Is Fearless Momma 2.0?

This system was created by Tammy Montgomery, who’s been working full time in the affiliate marketing industry for 10 years now.

This is actually an entry-level product, with a big-ticket product which you will be introduced to, inside, called Six Figure Empire. I’ve reviewed this product separately.

Fearless Momma 2.0 – $250

What’s Inside

Training Modules:

  1. How To Start From $0 And Go To $100K: Learning to change your mindset and overcome obstacles
  2. You Can’t Be Serious? You Really Make That Much!: Learn how to attract money and change your naysayer’s attitudes towards you
  3. My Magic Transformation From The Couch To 5K Runs: Learn how to take action, even with a busy schedule
  4. The “New” Office: Your office can be anywhere your phone is: calling, texting, video chat and collecting money
  5. When The Shit Hits The Fan: How to predict and overcome adversity by being prepared
  6. If I Had To Start All Over: Learn the secret income weapon to recoup in days
  7. 5 Keys That Unlock Big Ticket Sales: Learn how to set up your daily operations to minimize your work time


  1. How To Make Your 1st $250 In Just 72 Hours
    • Learn how to collect leads
    • Using Facebook Ads
    • Using Craig’s List
    • How to place $175 Solo Ads to build your list
    • How to leverage Video
    • How to use YouTube to find buyers
  2. Learn The Three-Part Equation To Make You A Millionaire
  3. Amateur vs. Professional
    • Learn what professional money makers are doing
  4. How To Leverage Other People’s Money
  5. How To Travel The World & Still Collect Cheques

Live Weekly Coaching

Tammy has a live webinar every Tuesday night at 9:00 PM EST. Each week is teaching a different topic including a Q & A session. Replays are posted for later viewing.


  • Six Figure Empire Level 1: Phone Funnels – $1,250
  • Six Figure Empire Level 2: The Fishing Pond – $3,750
  • Six Figure Empire Level 3: M.T.V. System – $6,250

Expected Costs

  • Solo Ads – $$$ every time you want to push your ad via email
  • Social media and private listing ads – $$$ daily budget



Who Is It For?

The Fearless Momma system could be useful for anyone wanting to learn how to generate leads. The main training is mostly about conditioning your thinking, where the hands-on training is in the bonus section.

And if you wish to make $250 commission, your work is to recruit others by promoting this system with her sales funnel.

Be aware that to make the 100% commission, you will be required to have a healthy advertising budget as you’ll be using Solo Ads and social media advertising to generate your income.

The upsells are ridiculously priced, and I don’t think they’re for anyone!

Can this system work? Yes, but don’t expect the income she talks about. She’s been online for many years and is very experienced. If you’re a newbie, it will take much longer to make an income, especially after all the costs.


my wa landing button


How Does It Work?

The ads for Fearless Momma would have come to your inbox, or you would’ve seen it on social media or something like Craig’s List.

If you click on the ad, you’re brought to her lead capture page. Or most likely the page of one of her sign-ups. The page asks for your email address to get to the sales page. This, by the way, is how you’ll be capturing your leads. This is what’s known as email marketing.

The sales page has a testimonial video, proving his income (hopefully it’s true, but who knows for sure…). It then goes on to describe the system for you.

The sales page is quite good and very convincing. But then again, that the sign of a good marketer, right? At least it’s not one of the typical sleazy videos where they flash cash and cars in your face, LOL.

This is a good thing if you decide to buy-in. This is the exact same sales page you’ll be using which will be uniquely coded to you.

The Training

Most of the hype is how you can make $250 in commission. Though you could just pay $250 for the training within the platform, most people will be looking to make a commission.

The main modules, which she says are in the “vault of secrets”, lol, are mostly about your mindset and scheduling your time. Those of you who struggle to stay focused on the end game may find this training useful.

The bonus videos have more practical training, but the videos are short and don’t necessarily provide “real-world value”. You will probably get more detail with her weekly live webinars where you can ask questions.

To make this product legal vs. a pyramid scheme, she has to provide something. But seeing as how you get 100% commission on your promotions, and she doesn’t get anything, I’m amazed that she provides as much as she does.

The Costs

To get access to any of the training, you’re paying $250. This amount goes directly to the person who’s sales ad you initially clicked on.

When you start using the premade opt-in form with the provided email swipe (email letter), you now have to have an email list to send it to or have some other means of directing traffic to your ads.

There are different ways to do this, and whichever way you choose, It’s going to cost you additional money.

It will require an advertising budget on your part…

You can set a daily limit for advertising on Facebook, Craig’s List, or any other public platform you choose. But Tammy highly recommends using Solo Ads.

This is when you pay a vendor to have them send your ad out to their list. Tammy discloses the Solo Ad vendors that she uses for her own promotions. If she uses top-tier vendors, it could run you $1 per click.

So let’s say you want to send out to 500 people at a time. If the vendor charges $1 per visitor, it will cost you $500 for that one campaign. There are cheaper vendors to be found, but their success rates may be poor.

Realistically, an ad run of 500 emails might get you about 85 leads (let’s say). And how many sales? Could be 5, could be none…

So you hope to get at least two sales to break even, and hopefully more. But it’s always a risk no matter what people tell you.

That’s the chance you take with Solo Ads.

You can certainly choose to create your own email list, but that will take a lot of time and patience on your part. You won’t be making your first $250 in 72 hours, lol.

This is where a newbie to online marketing will struggle. If you don’t have any online experience or know how the process works, you are strictly relying on Tammy’s system.

A marketer with experience will have their own website, and most likely an email list to work with.

Though I couldn’t confirm this through my research, you may also need to spend on:

  • Hosting service for your landing page – $97/mo. with Clickfunnels
  • Email capture service for your email list – $19/mo. with Aweber

These are only a couple of examples, but this is what Tammy uses herself.

The Upsells

Once you’re in the system and have made your first $250, there will be talk about how you can scale your income significantly by purchasing the upsells.

This is a product called Six Figure Empire, which I’ve reviewed separately. This is an MLM business that will cost you much more upfront, as well as a monthly cost, to promote.

Being an MLM business, you will also be spending time recruiting and encouraging your downline to continue building their own downlines. Your income becomes dependent on how successful your downline is.




  • 100% commission
  • Made for you sales funnel
  • Weekly live webinars with Q & A




  • No refunds
  • The conversion rate will eventually die off
  • Limited training
  • Upsells are very costly


my wa landing button

Final Thoughts And Recommendations

In some ways, this product sounds too good to be true. 100% commission sounds very enticing, but that’s before you consider all the costs involved to make that commission, lol.

My biggest concern with the Fearless Momma system is the use of Solo Ads. I’ve said it often in my reviews and training on my website… I don’t recommend using them. I find them unethical, to say the least.

When you pay someone to blast their email list with your ads, you are in essence, spamming those inboxes. That’s if they even get by the server’s spam detection.

Think about your own inbox. Do you appreciate all the junk mail you get, day in and day out? I sure don’t, so I don’t feel good about doing it to someone else.

But this is my personal view, and many marketers obviously do it a lot!

My other concern is the style of this business. It’s very much like a “cash gifting” pyramid. You make money when someone below you buys the system.

It’s not illegal, because there’s a product attached, but boy, it’s close, isn’t it?

The video on the sales page talks about this being passive income. I DISAGREE. Sure, one of your ads may be opened in the middle of the night, while you’re sleeping, but that’s it.

You have to keep recruiting to keep making money. That is not passive!

Another concern is the long term viability of this system. It’s working right now because this is a new product that hasn’t been pushed by everyone yet. But what about a few months down the road, when the market starts to get saturated with the same sales page.

The conversion rate is going to die down considerably. So I don’t believe this could be a long term business plan.

Is Fearless Momma a scam?  No   Do I recommend it?  No, too expensive

What happens down the road when this system doesn’t sell very well anymore? Will she take it down? And if she does, what will you do?

If all your income was tied up with this product, you will lose everything. And if you haven’t gotten any training for more advanced affiliate marketing techniques, you’re back to square one with nothing. And that’s the last thing I want you to go through.

Can I offer you a better alternative?

I would love for you to come and see where I run my business. It’s on a platform that has shown me everything I need to know about online marketing. And they provide honest to goodness training that’s step by step and interactive.

This platform has all the tools you need under one roof. You will learn how to create your own profitable business that doesn’t rely on anyone else. Just you!

It’s free to join and doesn’t have any ridiculous upsells or hidden costs.

If you click on the picture below, you can read all about it. And when you sign up (no credit card needed, BTW), I’ll be there to greet you and help you as long as you need me to.

my wa landing picture

So have you heard of the Fearless Momma system? Where did you first see it? If you’ve tried it out, do you mind sharing your experience? I’d love to hear from you.

And if you have any comments or questions, please leave them below. I’ll get right back to you.

Your friend,